Terms of Use

1. Acceptance of These Terms

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the website.

2. Informational Purpose

The website provides general educational information about auto insurance terminology, coverage categories, cost factors and publicly available insurer resources.

Website content does not constitute insurance, legal, financial or professional advice. You should consult an appropriately licensed professional regarding your individual circumstances.

3. No Insurance Transaction

Digital Discount Auto and Digital Discount Service Limited do not:

• Sell, solicit or negotiate insurance
• Recommend particular policies or coverage limits
• Underwrite or bind insurance coverage
• Issue official insurance quotes
• Accept insurance premiums
• Process claims or make policy changes
• Access customer accounts maintained by insurers

Using this website or calling our telephone number does not create an insurance policy, agency relationship, fiduciary relationship or insurer-customer relationship.

4. Educational Estimates

Any prices or ranges displayed by the website are educational estimates only. They are not binding quotes, guaranteed premiums or offers of insurance.

Actual costs may differ based on information not collected by our website, state law, insurer eligibility requirements, underwriting methods, discounts, coverage limits, deductibles and other legally permitted factors.

5. Accuracy and Availability

We try to provide useful and accurate information, but insurance rules, company offerings and regulatory requirements can change. We do not guarantee that all content is complete, current or suitable for every situation.

We may modify, suspend or discontinue website features without notice. We do not guarantee uninterrupted or error-free access.

6. Third-Party Companies and Websites

The website may discuss or link to insurance companies, regulators and other third parties. Third-party links are provided for convenience and informational purposes.

We do not control third-party websites and are not responsible for their content, availability, security, products, policies or privacy practices.

7. Trademarks and Non-Affiliation

Company names, trademarks, service marks and logos belong to their respective owners. References to another company are for identification and informational purposes only.

Unless expressly stated, Digital Discount Auto and Digital Discount Service Limited are not affiliated with, authorized by, sponsored by or endorsed by any insurance company mentioned on this website.

8. Permitted Use

You may use the website only for lawful, personal and informational purposes. You agree not to:

• Use the website for fraud, deception or unlawful activity
• Attempt unauthorized access to the website or its systems
• Introduce malware, harmful code or automated attacks
• Interfere with website operation or security
• Scrape or reproduce substantial website content without authorization
• Misrepresent your identity or submit false information
• Use another company’s identity in connection with our services

9. Intellectual Property

Unless otherwise stated, original website content, design, text and graphics are owned by or licensed to Digital Discount Service Limited and are protected by applicable intellectual-property laws.

You may not reproduce, distribute, modify or commercially exploit our original content without written permission.

10. User Communications

When contacting us, you agree to provide lawful and accurate information. Do not submit Social Security numbers, driver’s-license numbers, payment-card details, passwords or unnecessary sensitive information.

Telephone and email communications with our team are for general informational assistance. Our representatives are not licensed insurance agents.

11. Disclaimer of Warranties

To the maximum extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied.

We do not warrant that the website will meet your requirements or that estimates, external links or informational content will be error-free, complete or current.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Digital Discount Service Limited and its personnel will not be liable for indirect, incidental, special, consequential or punitive damages arising from use of—or inability to use—the website.

Nothing in these Terms excludes liability that cannot lawfully be excluded.

13. Indemnification

To the extent permitted by law, you agree to indemnify and hold Digital Discount Service Limited harmless from claims, losses or expenses arising from your unlawful use of the website or violation of these Terms.

14. Privacy

Our collection and use of personal information are described in our Privacy Policy.

15. Changes to These Terms

We may update these Terms when our website, practices or legal obligations change. Updated Terms will display a revised effective date.

Your continued use of the website after changes become effective constitutes acceptance of the revised Terms.

16. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

17. Contact Information

Digital Discount Service Limited
Operating as Digital Discount Auto

Email: tssagentlive1@gmail.com
Telephone: (888) 299-3257
Support availability: 24 hours a day, 7 days a week